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Learning Centre for Buying and Selling Homes - Resider

Learning Centre For Buying And Selling Homes.

5 Reasons to Work with a Buyer's Agent.

It can seem like a good plan to simply contact the listing agent for the home you are interested in buying, but there are drawbacks. Consider hiring a buying agent to facilitate your next home search and purchase.

What Homeownership Means.

Buying a property not only gives you ownership over the physical entity, but also the intangible rights that must be understood to take full advantage of your investment.

How Market Value is Calculated.

The most probable price, as of a specified date, in cash, or in terms of equivalent to cash, or in other precisely revealed terms, for which the specified property rights should sell after reasonable exposure in a competitive...

What is a Real Estate Contract?

The most important element in any real estate transaction is the contract. It defines what both parties agree upon when trading a property. It is without a doubt necessary to have a lawyer handle all the legalities...

How Property Tax is Calculated in BC.

Tax rates can differ between municipalities (cities, districts, townships, and counties), as the taxing body reviews the annual budget to determine the amount of money that needs to be raised for services...

Who You Should Hire When Buying and Selling a Home.

A Realtor is a member of the Canadian Real Estate Association (CREA), and is required to adhere to a strict Code of Ethics and Standards of Business Practice. When working with a Realtor, you will have...

Definition of a Condominium and Strata.

A condominium is essentially a parcel of land with a building subdivided under a condominium act that typically consists of parts or units used as dwellings, with the remainder (roofs, gardens...

The Different Types of Houses.

Houses offer the best living arrangements and flexibility for the homeowner. There are a variety of housing types to choose from, each offering customized living according to your needs...

What You Should Know About Zoning and Bylaws.

Highest and best use can be described as the foundation on which market value rests, and is defined as: the reasonably probable and legal use of vacant land or an improved property...

The 5 C's of Credit.

There are a set of components that lenders use to evaluate the creditworthiness of a borrower known as the 5 C's of credit. Collateral, credit, capacity, character, and capital...

How Mortgages Work and the Fees Associated.

The loan application, credit analysis, and property appraisal provide your lender with two kinds of information; The lender’s perceived risk of the loan, and the "hard" data about you...

The Different Types of Mortgages.

Conventional mortgages, and special mortgages.

Understanding Rent to Own.

A rent-to-own strategy is a unique type of agreement for sale, where the buyer has an option to purchase the property at a later date (usually after three years) for a predetermined....

The Costs of Buying and Selling a Home.

When you are budgeting for your home purchase, there are a number of costs you should be aware of related to the transaction beyond the purchase price...

How to Know What Taxes You Pay When You Buy or Sell a Home.

Property Transfer Tax is a tax register paid for changes to a certificate of title to Land Title Office in British Columbia. If you are buying a property, you have to pay this tax.